Managing your personal finances isn’t just about tracking your expenses—it’s also about planning for the future, investing wisely, saving effortlessly, and even consuming responsibly. In 2025, certain apps stand out for their innovations and their commitment to users. Here’s a detailed look at the 5 best apps for taking control of your finances—available in French and tailored to today’s needs.
1
Finary: Track and optimize your overall net worth
Finary is an innovative French app that provides a comprehensive overview of your net worth, going far beyond just bank accounts. It’s a true dashboard that brings together all your assets—whether financial, real estate, or digital. With powerful analytical tools, you can track changes in your net worth and identify ways to optimize it.
Key Features:
- Asset Consolidation: Automatically import your bank accounts, investment portfolios, real estate, and cryptocurrencies.
- Performance Analysis: Track your gains and losses on your investments and compare them to benchmarks.
- Financial simulations: Plan for your long-term goals, such as buying a home or retirement.
Why do we love it?
Finary stands out for its proactive approach. The app doesn't just show you your finances—it helps you better understand how to improve them. Ideal for investors and people with a comprehensive approach to wealth management
Website: Finary.com/fr
2
Trade Republic: Invest Simply and Without Unnecessary Fees
In 2025, investing in the stock market has never been more accessible. Trade Republic lets you buy and sell stocks, ETFs, and even cryptocurrencies at low fees. It’s an app designed for both beginners and more experienced investors, thanks to its streamlined interface and powerful tools.
Key Features:
- Scheduled Investment Plans: Save automatically every month by investing in ETFs or stocks.
- Wide range of assets: Over 9,000 stocks and ETFs available, as well as access to popular cryptocurrencies.
- Alerts and Notifications: Stay informed about significant changes in the assets you're tracking.
Why do we love it?
Trade Republic makes investing accessible to everyone, even those with a limited budget. With its low fees and simplified approach, it’s making finance more accessible to the general public in France. Plus, starting in 2025, you’ll be able to open or transfer your PEA to Trade Republic.
Website: traderepublic.com/fr
3
Green-Got: Enjoying Life While Protecting the Planet
What if your money could help save the planet? Green-Got is a French eco-friendly neobank that lets you manage your finances while supporting environmental projects. Unlike traditional banks, your deposits do not fund polluting industries.
Key Features:
- Carbon Impact Analysis: Track the environmental footprint of your spending to consume more responsibly.
- Funding for Green Projects: A portion of the revenue generated by your accounts is used to fund environmental initiatives.
- Complete transparency: Detailed reports on how your money is being used.
Why do we love it?
Green-Got is the perfect bank for socially conscious citizens. It combines ethics, innovation, and simplicity, making it possible to balance financial management with environmental responsibility.
Website: green-got.com
4
Moka: Automatic Savings for Everyone
For people who have a hard time saving, Moka is a magical solution. The app takes care of everything for you: it rounds up your purchases to the next euro and deposits the difference into a savings account. With Moka, saving becomes second nature.
Key Features:
- Saving Through Rounding: Each payment generates a small amount that is automatically set aside as savings.
- Personalized Goals: Set savings goals, such as a trip or a major purchase, and track your progress.
- Investment Option: Grow your savings by investing them in diversified portfolios tailored to your profile.
Why do we love it?
Moka is simple, fun, and accessible. It’s a great option for those who are just starting to take an interest in managing their money or who want to save without having to give anything up.
The Moka app is available on the Apple Store and Google Play
5
Bitstack: Save in Bitcoin—It's Easy
Bitstack makes saving in Bitcoin—a cryptocurrency that continues to attract interest due to its long-term growth potential—accessible to everyone. Like Moka, Bitstack uses the concept of rounding up your spending to automatically invest small amounts in Bitcoin.
Key Features:
- Investing Through Rounding: Every daily expense becomes an opportunity to build a crypto portfolio.
- Comprehensive Training: Guides and tips to help you better understand the world of cryptocurrencies.
- Simplified Management: Track the value of your portfolio in real time, with complete transparency.
Why do we love it?
Bitstack is the perfect gateway to the world of cryptocurrencies. With modest amounts, you can start investing in Bitcoin without taking on significant risks.
Website: Bitstack-app.com
By 2025, managing your personal finances will no longer be limited to simply tracking your expenses. Apps like Finary, Trade Republic, Green Got, Moka, and Bitstack are opening up new possibilities: investing with ease, saving automatically, or aligning your finances with your values.
Whether you're a seasoned investor, a beginner saver, or a committed environmentalist, there's definitely an app for you!